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Study on an actuarial budget of insurance payment for denture service of Korean geriatric patients

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±è¿ëÁØ, ½Å½Âö, À̰Ǽö,
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½Å½Âö (  ) - ´Ü±¹´ëÇб³ Ä¡°ú´ëÇÐ ¿¹¹æÄ¡°ú
À̰Ǽö (  ) - ´Ü±¹´ëÇб³ Ä¡°ú´ëÇÐ ¿¹¹æÄ¡°ú

Abstract

°á·Ð
ÀúÀÚ´Â ¿ì¸®³ª¶ó 70¼¼ÀÌ»ó ³ëÀεéÀÇ Æ²´Ï ÀǷẸÇèÈ­¸¦ ÃßÁøÇϱâÀ§ÇÑ ±âÃÊÀڷḦ ¸¸µé±â
À§Çؼ­ °³¿ø Ä¡°úÀÇ»ç 1,164¸íÀ» ´ë»óÀ¸·Î ¼³¹®Áö¸¦ ¿ì¼ÛÇÑ ´ÙÀ½ ¼³¹®¿¡ ÀÀ´äÇÑ 260¸íÀ¸·Î
ºÎÅÍ Æ²´ÏÁ¦ÀÛ¿¡ °üÇÑ ¼³¹®Á¶»ç¸¦ ½ÃÇàÇÏ¿´°í, 80¸íÀÇ °³¿øÄ¡Àǻ縦 ´ë»óÀ¸·Î ÀüÈ­¼³¹®À»
½Ç½ÃÇÏ¿© ¸ðµç ´ë´äÀ» ÇØÁØ 64¸íÀÇ °³¿øÄ¡ÀǷκÎÅÍ Ä¡°ú¿î¿µ¿¡ ÇÊ¿äÇÑ ¼Ò¿ä°æºñ¸¦ »êÃâÇÏ¿´
´Ù. ¶ÇÇÑ ´ëÇÑÄ¡°ú±â°ø»çÇùȸ¿Í ´ëÇÑÄ¡°úÀç·á»óÇùȸ¿¡ °ø¹®À» º¸³» ÇöÇà º¸Ã¶±â°ø¼ö°¡¿Í ¼Ò
¿äÀç·áºñ¸¦ »êÃâÇÏ¿© ´ÙÀ½°ú °°Àº °á·ÐÀ» ¾ò¾ú´Ù.
1. Ä¡°úÀÇ»çµéÀÌ º¸Ã¶º¸ÇèÀÌ Å¸´çÇÏ´Ù°í »ý°¢µÇ´Â ´ë»ó¿¬·ÉÃþÀ¸·Î´Â 70¼¼ ÀÌ»óÀ» ´ë»óÀ¸
·Î ½Ç½ÃÅä·Ï ÇÏ´Â ¹æ¾È¿¡ Âù¼ºÇÏ´ÂÀÚ°¡ 64.6%À̾ú´Ù. ³ëÀÎƲ´Ï ´ë»óÀÚ ¼±Á¤Àº ¿¬·É¿¡ °ü°è
¾øÀÌ ÀǷẸȣȯÀÚ¸¦ ´ë»óÀ¸·Î ÇÏÀÚ´Â ÀÇ°ßÀÌ 73.5%¿´À¸¸ç ¸ðµç º¸Ã¶ ÇØ´çÀÚ·Î È®´ë½Ç½Ã
ÇÏÀÚ´Â ÀÇ°ßÀÌ 23.5%¿´´Ù.
2. º¸Çè±Þ¿©¿¡ Àû¿ëÇÒ ¼ö ÀÖ´Â ³»¿ëÀ¸·Î Ÿ´çÇÏ´Ù°í »ý°¢µÇ´Â ºÐ¾ß·Î´Â ÃÑÀÇÄ¡ ºÎºÐÀº ·¹
Áø»ó ÃÑÀÇÄ¡°¡ 93.9%·Î °¡Àå ³ô¾Ò°í, ±¹¼ÒÀÇÄ¡ ºÐ¾ß¿¡¼­´Â ºñ±Í±Ý¼Ó ÁÖÁ¶ ±¹¼ÒÀÇÄ¡°¡
77.7%·Î¼­, 70¼¼ÀÌ»ó ³ëÀΠƲ´Ï ÀǷẸÇè½Ã¿¡ ÀÌ µÎ°¡Áö ÇüÅÂÀÇ Æ²´Ï¸¦ ÀǷẸÇè¿¡ Æ÷ÇÔ½Ã
ÄÑ¾ß ÇÑ´Ù´Â °á°ú·Î ³ªÅ¸³µ´Ù.
3. º¸Ã¶º¸Çè½Ã Èñ¸ÁÇÏ´Â ÀûÁ¤Áø·áºñ´Â ·¹Áø»ó ÃÑÀÇÄ¡°¡ Æò±Õ 69.3¸¸¿ø, ºñ±Í±Ý¼Ó ÁÖÁ¶ ±¹
¼ÒÀÇÄ¡°¡ 70.8¸¸¿øÀ¸·Î ³ªÅ¸³µ´Ù. º¸Çè±Þ¿© Áö±Þ¹æ½ÄÀ¸·Î´Â Çö¹°±Þ¿©(20.4%)º¸´Ù Çö±Ý±Þ¿©
(77.3%) ¹æ½ÄÀ» ´õ ¼±È£ÇÏ´Â °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
4. »êÁ¤µÈ º¸ÇèÁø·áºñÀÇ °ËÁõÀ» À§ÇÏ¿© °¢ Áø·áÇàÀ§ÀÇ ³­À̵µ¸¦ °í·ÁÇÏÁö ¾Ê°í ´Ü¼øÈ÷ Áø
·áÇàÀ§¿¡ ¼Ò¿äµÈ ½Ã°£¿¡ µû¸¥ ºñ¿ë°ú Àç·áºñ ¹× ±â°ø·á¸¸À» ÇÕ»êÇÏ¿© º¸Ã¶Áø·á¼ö°¡¸¦ Á¤ÇØ
º» °á°ú, ·¹Áø»ó ÃÑÀÇÄ¡ 1¾ÇÀ» Á¦À۽à 560,484¿ø, ºñ±Í±Ý¼Ó ÁÖÁ¶±¹¼ÒÀÇÄ¡ 1¾ÇÀ» Á¦ÀÛ½Ã
594,160¿øÀ¸·Î Ãß»êµÇ¾ú´Ù.
5. Ä¡°úÀÇ»çÀÇ °¢ Áø·áÇàÀ§ÀÇ ½Ã°£°ú ³­À̵µ¸¦ »ó´ëÁö¼ö·Î ȯ»êÇÏ¿© ±âÁصǴ »ó´ëÁø·áÁö
¼öÀÇ °¡°ÝÀ» 6,567¿øÀ¸·Î ÇÏ¿© °¢ Áø·áÇàÀ§ÀÇ Áø·á¿ø°¡¿Í Áø·á½Ç ¿î¿µ °æºñ ¹× Àç·áºñ¿Í ±â
°ø·á¸¦ ÇÕÇÏ°í ÀÌÁß ÇöÇàÀǷẸÇèÀ¸·Î Àû¿ë¹ÞÀ» ¼ö ÀÖ´Â ºÎºÐÀº ÇöÇà ÀǷẸÇè ¼ö°¡·Î »êÁ¤
ÇÏ°í, Åë»óÀûÀ¸·Î Ä¡À§»ý»ç ´Üµ¶À¸·Î ¼öÇàÇÏ´Â ¾÷¹«´Â Ä¡À§»ý»çÀÇ ÀΰǺñ¸¸À» °è»êÇÏ¿©, º¸
öÁø·á¼ö°¡¸¦ Á¤Çغ» °á°ú, ·¹Áø»ó ÃÑÀÇÄ¡ 1¾ÇÀ» Á¦À۽à 589,714¿ø, ºñ±Í±Ý¼Ó ÁÖÁ¶ ±¹¼ÒÀÇÄ¡
1¾ÇÀ» Á¦À۽à 619,296¿øÀ¸·Î Ãß»êµÇ¾ú´Ù.
#ÃÊ·Ï#
The use of insurance to help spread the financial burden attendant upon geriatric
populations in Korea is of a governmental issue. Much of recent issues is the effort to
apply this principle to current dental expenses. Therefore, the purpose of this study was
to provide a guideline for the national oral health care policy of the insurance payment
system for denture service.
An opinion survey form was mailed to an approximately 10% of general dental
practitioners (1,164) and 260 returned survey responses were analysed. Also, conducted
were a telephone interview with 64 general dental practitioners who were willingly
participated out of initial contact of 80 practitioners concerning all expenses incurring for
the maintenance of dental clinics and personnel. Preexisting informations concerning the
dental technician's fee schedule and the cost of materials needed for the construction a
denture were also compiled form the Korean Dental Technician's Association and the
Korean Association for Dental Materials and Instruments for the actuarial cost to
determine the total budget and insurance payment for the denture services of geriatric
population in Korea. The results were as follow.
1. A 64.6% of dentists agreed to as a carrier of beneficiary of national denture
services for a group of more than 70 years of age A 73.5% of dental practitioners
responded that the selection of the carrier of beneficiary of the denture services is based
on the national medical insurance plans regardless of the age of individuals. A 23.5% of
the responses agree to expand the denture service to all prosthodontic patients.
2. As far as the area of national insurance plans for denture services are concerned, a
93.9% and a 77.5% agreed in the resin-based full dentures only for full denture and in
the non-precious metal cast for partial denture respectively. therefore, the results clearly
indicated that both types of denture services need to be included for the national oral
health care program.
3. As far as the indemnity for the prosthodontic coverage is concerned, the survey
results indicated a 693,000 won for resin-based full denture and 708,000 won for
non-precious metal cast. Dentists are more favor of a monetary (77.3%) than material
(20.4%) reimbursement system.
4. When the actuarial cost for the prosthetic appliance only with the time of services
rendered, the materials used and the fee for dental technician were calculated without
the consideration of difficulty of the prosthetic services , the cost for resin-based full
dentures and non-precious metal cast partial dentures were a 560,484 won and 594,160
won respectively.
5. When the actuarial cost for the prosthetic appliance were calculated with the
consideration of difficulty of the services which were based on relative service index of
6,567 won per hour, the basic expenses of service rendered, the current insurance
payment schedule and the personnel expense for services by a hygienist, the cost for
one resin-based full denture and one non-precious metal cast partial denture were a
589,714 won and 619,296 won respectively.

Å°¿öµå

Áø·á¼ö°¡; ³ëÀÎƲ´Ï; ÀÇÄ¡; Insurance payment; denture service; geriatric patient;

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KCI
KoreaMed